| Larger international accounts with a pattern of consistent International Dividends are eligible to receive payment of a portion of their estimated International Dividend in advance of their actual International Experience Report.
This Advanced International Dividend is generally equal to a percentage of the average Contribution to the International Account for the three preceding International Experience Years, less any deficit carried forward with interest from prior years.
Once the International Experience Report has been prepared and the actual International Dividend has been determined, the difference between the actual and Advanced International Dividend, if positive, will be paid with interest to the IGP client. If the actual International Dividend is less than the Advanced International Dividend, or if a deficit should occur, the client will reimburse IGP the overpaid dividend plus interest.
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