Insular Life
Assurance Company, Ltd.

Established in 1910, Insular Life Assurance Company, Ltd. has withstood world wars, several economic and political upheavals and natural calamities to become the first and largest Filipino life insurance company, as well as one of the leading full-service financial institutions in the Philippines. Throughout the years, Insular Life has demonstrated its industry leadership through product and servicing innovations, financial stability, and a culture of excellence.

Amidst the strong economic headwinds in 2009, Insular Life drew on its strength to produce positive results, posting an increase in net income to PHP 2.12 billion (USD 45.7 million) as compared to 2008. At year-end 2009, Insular Life had total life insurance business in-force of PHP 196.1 billion (USD 4.22 billion).

Insular Life has over 2,000 agents in 20 regional centers and 60 branch offices strategically located all over the archipelago — all ready to bring personalized service to policyholders wherever in the country they may be.

Insular Life’s superior product line, which includes ordinary whole life endowment, limited-payment, college education and insurance plans, as well as pensions, offers the best cost-benefit ratios among insurance plans in the market. It can also lay claim to innovations such as the introduction of group insurance, industrial life insurance and direct marketing for life insurance in the Philippines.

While insurance remains its core business, Insular Life has diversified into allied financial services, establishing three wholly owned subsidiaries: Insular Life Health Care, Inc. (I-Care); Insular Investment & Trust Corporation (IITC); and HomeCredit Mutual Building and Loan Association, Inc. (Home Credit).

Insular Life Health Care, Inc. (I-Care) is one of the top ten Health Maintenance Organizations (HMOs) in the Philippines in terms of capitalization, comprehensive healthcare packages and service delivery.

Insular Investment and Trust Corporation (IITC) is a full-service investment house providing products and services in corporate finance, money markets, and trust and investment management.

HomeCredit Mutual Building and Loan Association, Inc., (HomeCredit) provides housing opportunities through its various financing programs, notably the Rent-to-Own scheme.

Insular Life General Insurance Company, also an Insular Life subsidiary, merged with Mapfre Corporation’s local non-life insurance subsidiary, Mapfre Asian Insurance Corporation, to form the Mapfre Insular Insurance Corporation in 2005. Mapfre is an international financial group with operations in 45 countries worldwide.

Equally significant is Insular Life’s contribution to social development through various corporate social responsibility programs under the Insular Life Foundation, Inc. Over a thousand deserving scholars have received college and vocational education through the company’s scholarship programs since 1962. The company’s more recent outreach projects include supporting the Department of Education’s Adopt-a-School program.

Insular Life has been an IGP Network Partner since 1967.

Key Products

• Life
• Accidental Death and Disability
• Permanent and Total Disability Rider
• Credit Life
• Dependent Life
• Dread Disease
• Group Universal Life
• Life Cover for Retirees
• Optional Supplemental Life

• Dental
• Hospital and Surgical
• Major Medical
• Outpatient Medical

• Managed Funds

• Term Life Policy with Benefits Paid in US Dollars
• Credit Life Policy With Benefits Paid in US Dollars
• Endowment

Insular Life is located on the internet at: www.insular.com.ph.