AMP Life Limited

Established in 1849 as a mutual company, AMP has grown to be one of the largest companies in Australasia, listing on the Australian and New Zealand Stock Exchanges in mid-1998. Over the past few years, AMP has transformed itself from a mutual society centered on life insurance into an Australasian broad-based financial services company, focused on wealth management.

As professional wealth creators and managers, AMP offers a number of financial solutions through which clients are able to grow their wealth, including:

• Retirement savings and income solutions — superannuation, pensions, and annuities
• Life and risk insurance
• Banking services
• Financial planning services — superannuation planning, retirement planning, estate planning, risk protection, investment planning, business planning, taxation, social security, and other legislative issues.

AMP has two business units: one broadly focuses on providing financial services to customers, and one focuses on asset management:

AMP Financial Services is an asset accumulator, attracting investments and earning revenue from selling products and services. AMP Financial Services operates in Australia, New Zealand and India and provides superannuation, managed investments, income streams, banking, insurance, financial planning and online financial services.

AMP Capital Investors is an asset manager seeking the best return on the assets — including property, shares, cash and other investments — held by the AMP group of companies.

AMP Life has been an IGP Network Partner since 1967.

Key Products

• Life
• Accidental Death and Disability
• Optional Supplemental Life
• Spouse's Life

• Long-Term Disability
• Temporary Salary Continuance
• Temporary Total Disability
• Total and Permanent Disability

• SignatureSuper (Corporate)
• CustomSuper (Corporate)
• SuperLeader (Industry)
• Flexible Lifetime - Superannuation (Retail)
• Flexible Lifetime - Allocated Pension (Retail, Personal Pension)
• Flexible Lifetime - Term Pension (Retail, Personal Pension)
• Guaranteed Income Plan (Retail, Personal Pension)

AMP is located on the internet at: www.amp.com.au (for customers and shareholders)