Products and Services

Over the years, IGP has developed a variety of innovative products to better manage risk, improve cash flow and reduce the costs of international employee benefits. Depending on the needs of your company and its local subsidiaries, one or a combination of these products may be applied to your international employee benefits programs.

• Types of Arrangements

  Through a standalone pooling arrangement, IGP allows multinational companies to take advantage of their size and reduce the costs of their employee benefits through economies of scale and size discounts.  Our Small Groups Pool (SGP) allows small but growing multinationals to benefit from pooling.  We also offer Stop Loss arrangements and can address the needs of multinationals that wish to work with a Captive insurance company.

• Improving Cash Flow and Managing Risk
  at the Local and International Level

  • Cash Flow Advantages
    

    IGP offers a variety of cash flow arrangements at the local level.  These arrangements can be used by self-experienced clients to encourage, through tangible incentives, a single larger subsidiary or group of subsidiaries to move locally insured benefit plans to an IGP Network Partner.  These products are easy to administer and produce a direct return to the local subsidiary.

  • Risk Management Products
    

    IGP strives to maximize the financial stability of clients’ international accounts by making sure that any deficits that may occur from time to time are reasonably recoverable from future positive experience.  This is achieved through cost-effective and prudent underwriting measures at the local and international level.  IGP offers a number of risk sharing alternatives for clients who would like to assume (part of) the risk themselves.

• Third-Country Nationals and Expats

  The IGP network can provide your third-country national (TCN) and expatriate employees with a broad range of coverages worldwide, including life, disability, medial and pension plans.  IGP’s TCN plan is available in a number of currencies with various optional features to meet the specific needs of multinational companies.